Motorcycle Insurance in Washington
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Just like automobile owners, motorcycle owners in Washington must carry a minimum liability insurance policy to protect themselves in the event of an accident. If you are financing your motorcycle, you will need additional coverage to fulfill minimum requirements to satisfy your finance company. It's important to not make the mistake of going without motorcycle insurance, fines for being uninsured can be expensive, and you don't want to risk expensive towing and impound fees in the event you are pulled over without insurance.
Even if you own your motorcycle outright, however, you may still want to investigate your coverage options by speaking to independent insurance agents in your area. While any vehicle owner can benefit from additional coverage for themselves, motorcycle owners will find full coverage particularly important.
As you know, minimum liability coverage only gives so much protection. It covers damages to property and bodily injury for other people involved in an accident. For example, if you hit a vehicle, or cause injury to another person, your policy will cover those expenses. However, it will not cover damage done to your motorcycle.
Motorcycle owners often put long hours and a great deal of money into their motorcycles. You may have put thousands of dollars in aftermarket parts into your motorcycle. Additional coverage can help you protect your investment.
For motorcyclists, having adequate insurance in the event of injury is vital. And it's also worth it to look into coverage that will provide things like roadside assistance, towing and loaner cars in the event that something should go wrong, especially on a long-distance road trip. Insurance coverage is all about being prepared for the unexpected, and when you venture on two wheels, protection is important.
If you want to learn more about motorcycle insurance, contact Sound Choice Insurance Agency Inc. and speak to one of our independent insurance agents today.