Flood Insurance in Washington

Water can be fun and useful. It is great for swimming and making a pasta dinner, but it can also be devastating and cause major damages to your home. Flooding can leave you with leaky pipes or water-soaked carpets. At Sound Choice Insurance Agency Inc. in Washington, our independent agents can help you get protection through NFIP, the National Flood Insurance Program. According to the Federal Emergency Management Agency (FEMA), the number one natural disaster is flooding. It causes thousands of damages in cleanup to the inside of your home as well as the structure of the building.

If you live in a flood zone, you may be required to have flood insurance. Even though your homeowner’s policy may not cover damages caused by a flood, you will be protected with additional coverage. A small amount of water can cause significant damage. Only a few drops can result in serious electrical issues. You may need to replace furniture, carpets, flooring, and appliances. Having flood insurance will give you peace of mind, knowing that it will be easier to replace your items without a lot of hassle.

Water can also cause damage to the integrity of your home. If you have to be out of your home for an extended period of time after a storm, you may come back to roof leaks and mold on the walls. You will also need to consider water that is contaminated, which may contain bacteria that can cause serious health issues. Having flood insurance will help you get on your feet again. You’ll be able to clean your home, remove any mold, and repair costly leaks.

It may take up to 30 days for your coverage to go into effect. Come into our offices now and talk with our independent insurance agents. Sound Choice Insurance Agency Inc. in Washington can get you started with the right type of coverage that you will need to protect your home.