Boat/Watercraft Insurance in Washington

Are you going on a boating trip this year? Make sure you, your family, and friends are secure while out on the water by having boater’s insurance. In Washington, it’s not mandatory for all watercraft operators to have boater’s insurance, but having a policy will protect you in the event that you are involved in an accident. With the independent insurance agents at Sound Choice Insurance Agency Inc., you will be able to customize your boating policy and give you exactly what you need to protect yourself and your boat.

Why Have Boater’s Insurance

Many vessel owners may think that they do not need special coverage because they have homeowner’s insurance. They don’t realize that homeowner’s policies are limited when it comes to your boat. If your boat is damaged, you may have to pay thousands, even hundreds of thousands of dollars in damages. Having boater’s insurance can save you time and money after an accident.

Boater’s Insurance Policies

• Liability coverage can help if you are in an accident that is your fault. Bodily injury and property damage may be covered with a liability policy.
• Collision coverage repairs damage done to your boat if you are in a collision.
• Unlike collision, comprehension coverage is there if there is damage as a result of a non-collision incident, such as a fire or storm.
• Not everyone is as careful as you are. Protect yourself against other boaters who don’t have insurance with uninsured boat coverage.
• Other optional coverages to add to your policy can include medical and towing coverage.

You have separate insurance for your car, so you should have the same respect for your boat. Stop by our offices in Washington to secure your vessel. Sound Choice Insurance Agency Inc. can offer you a selection of policies to fit your needs. Protect your boat before you travel out on the open seas this year and the next.