Homeowners’ insurance is a necessary part of owning a home in the Pacific Northwest. Sometimes changes in life warrant changing your homeowners’ policy to suit your growing needs better. No matter what the life event, refreshing and renewing your policy can be a great choice to save you money and provide the assurance you need that you’ll be covered in any event.

Sound Choice Insurance Agency Inc of Lynnwood, WA has some tips on changing policies that can help you.

Ask your Agent

If you are changing homeowners insurance by choice, ask your agent to help you shop for a new policy that meets all of your home and insurance needs. Insurance agents can help you compare and contrast your new policy vs. the old to understand your updated coverage and costs. If you have difficulty meeting the qualifications for an insurance plan, your agent may also be able to work directly with your lender to find new insurance options.

Request Notice in Writing

If your insurance policy does not plan to renew, they legally have to give you written notice in Washington. Policies can choose not to renew for various reasons, including an exchange in company ownership or if the homeowner cannot pay the premiums. For non-renewal of current accounts, you will get a 45-day written notice. A 10-day written notice is required for cancelation if premiums are behind, and you should always receive a clear explanation for the denial of benefits.

Sound Choice Insurance Agency Inc of Lynnwood, WA is an experienced insurance provider for a diverse group of Washington homeowners. Contact us today for a quote.