Every business faces risks, Not all businesses face the same risks, Having an insurance agent who understands your particular business and the types of risks you face is important. In Lynnwood, WA, Sound Choice Insurance Agency Inc is an independent insurance agency with almost 40 years of experience making sure our customers have the insurance they need at a price they can afford.
Liability coverage
Businesses are particularly vulnerable to legal actions against them. About one-third of businesses are involved in some sort of suit every year. That means that pretty much every business can benefit from having liability coverage. This coverage will pay not only for a judgment but for legal expenses. It can mean the difference between being forced to close and continuing.
Property coverage
Property coverage protects the building where your business is located if you own it, but it also covers much more than that. It covers the things you need to conduct your business. If you own a store, that can mean inventory and display racks and your cash register. If you are a plumber, it is your tools and any inventory that you have. Different businesses will have different items to cover, but this is the insurance that will provide that protection.
Business interruption insurance
If your business is hit by a covered peril, you may not be able to operate for a while while the damage is repaired or until you find a new location. Just because your income has dried up doesn’t mean the obligations on your business have gone away. This coverage can pay bills as well as salaries.
In Lynnwood, WA, Sound Choice Insurance Agency Inc is here to make sure you get the insurance that you need. Give us a call or stop by the office for a no-obligation quote.