How can you make the most of your home insurance? A few tweaks here and there can help you harness the power of your homeowner’s insurance policy. Not sure where to start? Don’t worry. At Sound Choice Insurance Agency Inc. in Lynnwood, WA, we are dedicated to educating our clients on insurance matters to ensure they make informed decisions when investing in insurance. Today, let’s help you get the best bang for your bucks regarding home insurance.

Know what your home insurance covers

You can’t get the best out of your policy if you don’t know what it covers. Typical home insurance covers the following areas:

• Liability protection
• Dwelling protection
• Contents coverage
• Loss of use

Please refer to your fine print or clarify with your insurance agent about the specific risks covered by your policy for better clarity.

Know your home insurance exclusions

It is essential to know what your home insurance covers. It’s also important to understand what your policy excludes. This way, your claim insurance will be smooth. Plus, it helps to understand “add-ons” you should consider to boost your home insurance. Typical home insurance doesn’t cover floods, earthquakes, intentional damage, sewer backup, or normal wear and tear.

Review your home insurance policy periodically.

You should review your home insurance at least once every year. This ensures that your current needs are well-covered in your policy. However, sometimes you don’t have to wait for a year to lapse to sit with your insurance agent. If the below happens, talk to your insurer ASAP to adjust your policy:

• Inclusion of a pet
• Significant renovations
• Changes in local building costs
• Inclusion of a swimming pool or trampoline
• Starting a home-based business

Were you looking for a trusted insurance agent in Lynnwood, WA? You can’t go wrong with Sound Choice Insurance Agency Inc. Get in touch with us today to get the conversation started.